BanCal Properties Blog

BanCal Properties Blog

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By Marketing BanCal August 25, 2026
Finding the right tenant is an important part of protecting a rental property, but not every strong applicant will meet every screening requirement on their own. An applicant may have limited credit history, insufficient income, or other financial circumstances that make it difficult to qualify. In these situations, a qualified co-signer or guarantor can provide an additional layer of financial protection while allowing an otherwise suitable applicant to secure housing.  For landlords, however, accepting a co-signer or guarantor should involve more than adding another signature to the paperwork. Understanding the difference between the two, carefully screening the individual, and establishing consistent qualification criteria can help landlords make more informed leasing decisions.
How to Audit a San Francisco Rent Roll: Rent Control Status, Increases, Deposits, and Lease Records
By Tammy McNaught August 20, 2026
Verify rent-control status, lawful base rent, banked increases, licenses and deposits before you buy or take over an SF building. Step-by-step checklist.
The SF Rent Board Housing Inventory: The Filing Required Before Your Rent Increase Can Take Effect
August 12, 2026
San Francisco owners must report to the Rent Board Housing Inventory by March 1 and hold a rent increase license before any annual or banked increase.
Banked Rent Increases in San Francisco: How to Recover the Raises You Skipped
By Tammy McNaught August 1, 2026
Skipped a rent increase in San Francisco? Banking may let you impose it later. How the percentages add up, the limits, and the notice period that applies.
How a Property Management Takeover Works in San Francisco: Records, Tenants, Vendors, and the First
July 28, 2026
What a San Francisco management takeover involves: records, deposits and trust funds, tenants, vendors, and what to do when the outgoing manager stalls.
July 23, 2026
Property insurance is shifting, and not always in ways that work in a landlord's favor. While some premiums are starting to level off, the coverage attached to those premiums is often getting narrower. For owners of rental property, two trends are worth understanding closely: the growing role of non-admitted carriers, and a rise in habitability-related exclusions.
By Tammy McNaught July 9, 2026
When was the last time you looked at your rental the way a prospective tenant does, starting with the online reviews, then the listing photos, then the tone of your last email reply, before they even step inside? The rental relationship has changed more in the last decade than in the two decades before it. Renting used to be a temporary stop on the way to homeownership. Now, for many tenants, it is a long-term lifestyle choice, and their expectations have shifted to match. Here is what that means for property owners today.
By Tammy McNaught June 25, 2026
How Do You Know If Your Property Is Actually Livable?
By Tammy McNaught June 11, 2026
Rental fraud is not a fringe problem. According to the Federal Trade Commission, rental scams resulted in roughly $65 million in reported losses between 2020 and 2025, and many more incidents go unreported entirely. The schemes targeting landlords today are more sophisticated than they used to be, and a single fraudulent application, bad payment, or compromised account can create legal and financial consequences that take months to untangle.  Here are five of the most common scams targeting landlords right now and what to do about them.
By Tammy McNaught May 28, 2026
Owning multifamily property in San Francisco comes with a strong upside. It also comes with a long list of exposures that can erode that upside quickly if the wrong thing happens and the right coverage is not in place. Insurance is not the most exciting part of property ownership, but it is one of the most consequential. Getting it wrong does not show up until something goes wrong, and by then the cost of the gap is already set.  Here is what a well-structured multifamily insurance program actually looks like and where San Francisco owners most commonly fall short.
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