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Daniel Ruiz • November 15, 2025
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The Hard Insurance Market The insurance market is in its 8th year of being a hard insurance market. A hard insurance market is basically when: There is a limited number of insurance carriers available to offer consumers insurance coverage. For those insurance carriers that do offer coverage, their insurance rates are much higher than when there was a soft insurance market. Available insurance coverage tends not to be as broad, and insurance carrier underwriting guidelines are more restrictive.
Key Takeaways Regular maintenance preserves property value, prevents costly repairs, and keeps tenants satisfied. Clear communication and record-keeping streamline maintenance and compliance efforts. Partnering with a professional management company like BanCal Properties can make property upkeep easier and more cost-effective.
