Resource Hub for Owners

Property insurance is shifting, and not always in ways that work in a landlord's favor. While some premiums are starting to level off, the coverage attached to those premiums is often getting narrower. For owners of rental property, two trends are worth understanding closely: the growing role of non-admitted carriers, and a rise in habitability-related exclusions.

When was the last time you looked at your rental the way a prospective tenant does, starting with the online reviews, then the listing photos, then the tone of your last email reply, before they even step inside? The rental relationship has changed more in the last decade than in the two decades before it. Renting used to be a temporary stop on the way to homeownership. Now, for many tenants, it is a long-term lifestyle choice, and their expectations have shifted to match. Here is what that means for property owners today.