Resource Hub for Owners

Finding the right tenant is an important part of protecting a rental property, but not every strong applicant will meet every screening requirement on their own. An applicant may have limited credit history, insufficient income, or other financial circumstances that make it difficult to qualify. In these situations, a qualified co-signer or guarantor can provide an additional layer of financial protection while allowing an otherwise suitable applicant to secure housing.  For landlords, however, accepting a co-signer or guarantor should involve more than adding another signature to the paperwork. Understanding the difference between the two, carefully screening the individual, and establishing consistent qualification criteria can help landlords make more informed leasing decisions.

Property insurance is shifting, and not always in ways that work in a landlord's favor. While some premiums are starting to level off, the coverage attached to those premiums is often getting narrower. For owners of rental property, two trends are worth understanding closely: the growing role of non-admitted carriers, and a rise in habitability-related exclusions.